Navigation apps like Google maps or Waze, for example, and various music service apps with your playlists (Spotify, iHeart radio, etc.) will be seamlessly integrated into the KarChing app so you won't have to flip back and forth between apps. Set these up ahead of time and launch it right before your drive, and you're
Traditional insurance telematics rate the driver’s speed, hard braking and four other risky-driving behaviors and data parameters to create a standardized insurance telematics driving score. Each insurance company can then determine the threshold score value for their drivers, which essentially determines the financial factor on the premiums. KarChing’s differentiator is our proprietary blended hybrid driving
Your drive is scored after every trip and is updated in real-time on the KarChing app. Just check your app dashboard.
How often and when driving scores are sent to insurance companies is entirely dependent upon the individual insurance company. KarChing will send report requests based upon their business needs.
Every trip is awarded a score. The singular best way to improve your score is to stay off your smartphone while you are driving. Period.
Your driving behavior is being recorded and scored, but at this stage, the results don’t matter very much. When you get a license, you’ll have the opportunity to switch to the main KarChing app, which will judge your performance and distribute your allowance accordingly.
Your speed. The app uses your phone’s location services. That means it knows what road you’re on. That means it knows the speed limit on the road you’re on. And since it keeps track of where you are and when, that means it knows how fast you’re going. (Statistically speaking, under normal road conditions, the optimal speed
Aside from making it easier to log all your practice drives, it’ll list the drives on your phone. If you click on a drive, you’ll see a map. Places on the map where you stomped the brakes too hard or whipped the wheel around to fast….or did anything else to make the accelerometer wake up
It can’t do magic like warn you of dangers on the road ahead, you are still responsible for learning how to drive. The app is just a tool to banish the pencil and paper logbook to history.
The KarChing DE app is free. The main KarChing app (once you have your license) does cost, though.